ACA Marketplace Plans
Individual and family plans available through the Health Insurance Marketplace, subject to eligibility and enrollment rules.
Health Insurance
Health coverage that fits real life.
Self-employed, between jobs or shopping for family coverage? Ellen helps you understand Marketplace and other health coverage options.
Understanding Health Insurance
Understand both coverage and cost.
Health insurance can help pay for preventive care, office visits, prescriptions, hospital care and other covered services. Comparing premiums alone is not enough—deductibles, copays, coinsurance, provider networks and drug formularies all matter.
Individual & Family Coverage
Options for people who do not receive affordable health insurance through an employer.
Coverage Transitions
Guidance after losing employer coverage, moving, changing household circumstances or experiencing another qualifying event.
Dental, Vision & Supplemental
Separate products may help with dental, vision, accident, critical illness and hospital-related costs.
Who this is for
When to review health coverage
- ✓ You are self-employed or an independent contractor
- ✓ You recently lost employer-sponsored coverage
- ✓ Your household, income or address changed
- ✓ You want to compare premiums, networks and expected out-of-pocket costs
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How Ellen helps
Ellen helps you look beyond the monthly premium, understand key cost-sharing terms, check important providers and consider coverage transitions.
Request a Health Insurance ReviewCommon questions
Health Insurance FAQs
What is a deductible?
It is the amount you may pay for covered services before the plan begins paying under its cost-sharing rules.
Can I enroll at any time?
Marketplace enrollment generally occurs during Open Enrollment or after a qualifying life event that creates a Special Enrollment Period.
Are my doctors covered?
Provider networks vary. Checking the current plan directory and confirming with the provider are important steps.
Ready when you are
Let’s make insurance simpler.
Start with a complimentary conversation about your needs and next steps.